Commercial Insurance

PSI Insurance Agency has the unique understanding of many of the insurance needs facing businesses. As a business owner, you are faced with a variety of opinions on how to handle your insurance program. PSI Insurance Agency can assist you in providing you with any of the following coverages:

• Business Package Policies (Commercial Property and Liability, Business Interruption, Equipment Breakdown)
• Business Auto
• Workers Compensation
• Commercial Umbrella
• Professional Liability
• Others (Bonds, Liquor Liability, Inland Marine, Builders Risk and Life Insurance)

PSI Insurance Agency representatives will provide personal attention and prompt responses to every inquiry.

“PSI has also helped my family’s pharmacy find the robust coverage for the diversity of policies that we’ve needed.”
-Derek Quinn, Portage

Business Package Policies

As a business owner, you have invested your blood, sweat, and sometimes tears in your business. Don’t let an unexpected uninsured loss ruin your family’s financial future and put you out of business. By reviewing your property coverage and liability exposures, you can protect your ability to provide for your family for a long time to come.

Business Automobile

This covers the exposure for having autos titled to the business and used for company related business. If you make regular deliveries, having an auto titled in the business name is the most effective way to cover the automobile exposure for your business.

Workers Compensation

In Michigan, if you have 3 or more employees, or employ less than 3 but have one that works at least 35 hours, you are required to have worker compensation insurance. This covers work related accidents and injuries providing medical coverage and wage loss for covered employees.

Commercial Umbrella

Much like the personal umbrella, this provides your business with an additional layer of liability protection should you be sued for more than your underlying limits of coverage.

Professional Liability

We offer corporate professional liability to cover your business for liability for negligent acts stemming from professional services and advice you administer to your clients and patients.

Other Business Products

• Bonds
• Liquor Liability
• Inland Marine
• Builders Risk
• Life insurance